Rate comparisons
Loan Factory vs. Wells Fargo
Rates as of Thursday, September 19 2024 at 11:00 AM (Pacific Time)
| Wells Fargo | ||
|---|---|---|
| Rate | 5.375% (APR=5.383%) | 5.625% (APR=5.799%) |
| Points / Credits | $172 | $7,149 |
| Payment | $1,120 | $1,151 |
| Saving over 30 years | $18,137 | $0 |
(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Chase
Rates as of Thursday, September 19 2024 at 4:00 PM (Pacific Time)
| Chase | ||
|---|---|---|
| Rate | 5.375% (APR=5.394%) | 5.875% (APR=5.967%) |
| Points / Credits | $647 | $2,853 |
| Payment | $1,680 | $1,775 |
| Saving over 30 years | $36,266 | $0 |
(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Citibank
Rates as of Thursday, September 19 2024 at 4:00 PM (Pacific Time)
| Citibank | ||
|---|---|---|
| Rate | 5.25% (APR=5.25%) | 5.625% (APR=5.819%) |
| Points / Credits | $0 | $1,125 |
| Payment | $828 | $863 |
| Saving over 30 years | $13,725 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Bank of America
Rates as of Thursday, September 19 2024 at 4:00 PM (Pacific Time)
| Bank of America | ||
|---|---|---|
| Rate | 5.375% (APR=5.375%) | 6.125% (APR=6.394%) |
| Points / Credits | $0 | $1,726 |
| Payment | $1,120 | $1,215 |
| Saving over 30 years | $35,926 | $0 |
(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Guaranteed Rate
Rates as of Thursday, September 19 2024 at 4:00 PM (Pacific Time)
| Guaranteed Rate | ||
|---|---|---|
| Rate | 5.375% (APR=5.406%) | 5.625% (APR=5.958%) |
| Points / Credits | $1,210 | $3,983 |
| Payment | $1,960 | $2,015 |
| Saving over 30 years | $22,573 | $0 |
(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)
Loan Factory vs. Better.com
Rates as of Thursday, September 19 2024 at 4:00 PM (Pacific Time)
| Better.com | ||
|---|---|---|
| Rate | 5.25% (APR=5.272%) | 6% (APR=6.176%) |
| Points / Credits | $400 | $3,200 |
| Payment | $884 | $959 |
| Saving over 30 years | $29,800 | $0 |
(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)